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About This Property
Active | MLS #790734 | Listed Jun 2, 2026
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY –
Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities.
Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room.
The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike.
The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round.
Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift–offering direct access to the lake for fishing, boating, and watersports.
This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.
Property Features
- Appliances: Electric Oven,Gas Cooktop,Gas Range,Gas Water Heater,Tankless Water Heater
- Architectural Style: Country
- Construction Materials: HardiPlank Type
- Cooling: Central Air,Ceiling Fan(s),Multi Units,Zoned
- Elementaryschool: Deane Bozeman
- Exterior Features: Boat Lift,Boat Slip,Boat Ramp,Dock,Porch
- Heating: Central,Electric,Fireplace(s),Zoned
- Highschool: Deane Bozeman
- Lot Features: Cul-De-Sac,Sprinkler System,Paved
- Middleorjuniorschool: Deane Bozeman
- MLS Area: 04 – Bay County – North
- MLS Sub Area: 0410 – Bay North – West Deerpoint/Southport
- Parking Features: Garage,Garage Door Opener,Gated
- Pool Features: Community
- Property Sub Type: Single Family Residence
- Special Listing Conditions: Listed As-Is
- Subdivision Name: Cedar Creek At Deerpoint Lake
- Utilities: Electricity Available
- View: Lake
- Waterfront Features: Lake,Lake Front,Seawall,Shoreline – Natural,Boat Dock/Slip
- Waterfront: Yes
Location
9701 Summer Creek Drive, Panama City, FL, 32409
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Price History
| Date | Event | Price |
|---|---|---|
| Jun 3, 2026 | Listed for sale | $1,399,000 |
Listing updated: Jun 11, 2026
Listed by: Anchor Realty Florida
Source: Central Panhandle Association of REALTORS®, Inc., MLS#: 790734
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"remarks": "LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY -\r\nExperience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities.\r\n\r\nInside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room.\r\n\r\nThe gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike.\r\n\r\nThe expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round.\r\n\r\nCar enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports.\r\n\r\nThis extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.",
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